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Loan Programs

"With access to over 60+ lenders I can find you the right loan program
to match with the best possible rate."

Conventional

Conventional Loans offer flexibility:

• Only 3% down, with first time home buyer programs

• Reduce or eliminate PMI

• Typically lower payment than FHA

• Gift funds accepted for entire down payment

Jumbo

Prime Jumbo Loans for the home of your dream at dreamy prices:

• Home loans up to $3 million

• Competitive rates

• Options for primary and secondary homes

• Fast closing

• Refinance opportunities available

VA

VA Loans have exceptional benefits for those who have served our country:

• No down payment required

• Low interest rates

• No Private Mortgage Insurance (PMI)

Refinance

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  • A homeowner has the option of replacing their mortgage loan with a new one through the process of refinancing. A refinance may provide benefits of getting a lower interest rate, changing the loan amount, or the terms of the loan. 

FHA

FHA Loans are perfect home loans for buyers with limited savings and easier to qualify for than you think:

• Just 3.5% down

• Forgiving with challenged credit

• Low rates

• Credit scores starting at 580 FICO

• Gift funds accepted

Reverse

  • Eliminate Monthly Mortgage Payments. 

  • Increase Monthly Cash Flow

  • Maintain Access to Home Equity Line of Credit.

© 2022 ASK LENDER BILLY,  Brokered by Answer Home Loans, inc. licensed by the CA Bureau of Real Estate, NMLS# 1030702

DRE# 01933273 | NMLS# 826840 All rights reserved. Not all applicants will qualify. Rates, programs, and APRs subject to change at any time without prior notice.

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